Skyrocket Your Credit Score with KosmosCredit
Upload your credit report and let our advanced AI instantly analyze, dispute, and remove negative items automatically. Zero hassle, maximum results.
No credit card required for scan.
How it Works
Three simple steps to a cleaner credit profile.
01. Upload Your Report
Simply upload your credit report PDF. We support all major providers like Experian, Equifax, TransUnion, and MyScoreIQ.
02. AI Deep Scan
Our proprietary AI analyzes every line item — inquiries, collections, late payments — identifying inaccuracies humans miss.
03. Welcome to 700+ club
We build a comprehensive action plan to remove negative items and guide you toward a premium credit score.
Dedicated Personal Manager Assigned Immediately
Your personal manager is attached to your account right after you register and sign the service agreement. They will guide you through the process, answer questions, and track your progress.
Transparent Pricing
After your free AI scan, build a custom relief plan tailored exactly to your credit profile. No hidden fees.
Build Your Relief Plan
Take control with our customized removal strategy.
- ✓ $42 per negative account / bureau
- ✓ Inquiries: from $15
- ✓ Identity Protection Included
- ✓ AI-Powered Dispute Automation
💡 Pay only for confirmed results
Results-Based Pricing
You only pay when we deliver real results.
- ✓ No upfront costs beyond $199
- ✓ Charged only after verified removal
- ✓ $42 per account per bureau removed
- ✓ From $15 per inquiry removed
Frequently Asked Questions
Everything you need to know before getting started.